港幣1000萬至1200萬元可於世上最受歡迎的城市買到甚麼?
香港住宅物業是世上其中一個最貴的市場。但同樣的價格,可於其他城市購得甚麼類型的單位?

我們為你找來世界各大城市中,一些介乎1000萬元至1200萬元的物業。    

如此價格,只能在香港購買啟德或荃灣一個全新的兩房單位,面積只有500平方呎,或者於西灣河買入一個700平方呎的舊樓三房單位。香港的新樓設施整全,提供會所、健身室及室外泳池;舊樓則有較少設施,因間隔較實用,而且樓底較高,同樣受歡迎。

倫敦

倫敦一直是香港投資者的目的地,近年中國投資者數量則節節上升,因他們尋找海外投資機會,豐富自己的資產組合。

西敏區及倫敦市中心是中倫敦最受歡迎的區域,這是因為該區有著名的景色、完善的第一區交通網絡,同時鄰近著名的餐廳及劇院。一個面積達600平方呎,有法式露台的豪華一房單位,約值100萬英鎊 (港幣1020萬元)。物業設施有服務台、附有電影房間及健身室的會所,以及住客酒吧間。

在東邊較遠的第二區,同樣的金額可以帶來更好的選擇。100萬英鎊可以買入一個800平方呎的兩房豪宅單位,物業更有消閒設施,同時可欣賞倫敦眼及碎片大廈等著名地標。

第二區的新項目附近有公園、廣場及商店。這區全面重建後,大大提升了社區設施,居民除了可以使用體育館、劇院、畫廊外,附近更有博物館及可供划船的湖泊。

金絲雀碼頭是倫敦主要的商業及金融區及豪宅區。該區同時有酒吧、餐廳及加拿大廣場 – 這是夏天舉行演唱會的場地,冬天則化身成溜冰場。

仲量聯行港區董事兼國際住宅物業服務主管黃嘉欣指,Canary Gateway提供的2房單位,面積達700平方呎,有一個面向河景的露台,價值470,000英鎊 (約480萬港幣),如此價格只是香港的一半。」

曼徹斯特

曼徹斯特過去10至15年經歷翻天覆地的改變,成為英格蘭北部的娛樂及文化重地,更有不少科技企業遷入。

曼徹斯特的單位面積與倫敦相若,但價格較低。亞太區國際住宅部總監茜安妮表示,港幣1000萬至1200萬元(約980,000至117萬英鎊) 可於市中心購入一個頂層單位。不過,投資者一般會買入200,000至400,000英鎊的物業,約值200萬至400萬港元。

Manchester-New-Square是曼徹斯特市中心的新住宅。三座大廈分別有12至15層高,附近有花園,高級餐廳及商店。一個1,000平方呎的三房單位,約值466,500英鎊 (約480萬港幣)。

較少的預算如200,000英鎊,亦可以購買樓齡較大,700至1,000平方呎的三房單位,或者於新樓買入500至600平方呎的一房單位。在曼徹斯特出租物業比想像中容易。黃嘉欣指,一般9日就可以找到新租客。

柏林

柏林近年來有不少建設,吸引年輕專業人士遷入。茜安妮表示,這個現象可提升投資回報。

柏林擁有樓市興旺的特徵,包括新的勃蘭登堡機場將於2019年落成,以及不少行業如科技企業都搬到當地。當地的文化及娛樂事業也愈來愈精彩。歷史悠久的米特區,是不是藝術畫廊的集中地,該區又有不少博物館、劇院、會所。景點則有柏林洪堡大學、火車站、勃蘭登堡門,柏林大教堂及德國國會大廈。

市中心米特區的三房豪宅單位,面積約1,000平方呎,可欣賞施普雷河的景色,價值約600,000至700,000歐元 (港幣550萬至640萬元)。頂層單位亦屬可負擔的水平,約值120萬歐元(1,100萬港幣 )。一般而言,投資者買入的單位,約值400,000歐元(366萬港幣),並附設24小時保安服務及服務櫃枱。

Luisenpark Berlin-Mitte是柏林最新的住宅項目,位於亞歷山大廣場及波茨坦廣場之間。. Parkside House就在附近。項目於2019年完成,一個四房豪宅單位,約值569,000萬歐元 ( 521萬港幣) 。

東京

東京一直是東南亞投資者的熱門選擇。奧運會將於2020年舉行,這些盛事推動不少基建發展,投資者對當地樓市的興趣也漸漸提高。

日本的資產泡沫爆破發生於1992年,自當時起只少量豪宅落成。不過,當地豪宅物業於貴重地段如涉谷、表參道及青山落成後,一般都有香港及其他地方的投資者買入。

東京各區的物業價格有很大分別。涉谷以繁忙街道及多姿多彩夜生活聞名,當地一個800平方呎的一房或兩房單位,附有露台且鄰近火車站,價值最少1,000萬港幣。位於傳統商業區中央區的 Premist Nihonbashi Hamacho-Koen,提供900平方呎的三房單位,約值約900萬港元。

新樓的設施包括服務櫃台、住客酒吧間、以及日式花園,又有華麗裝修的大堂。如果需要會所設施,例如健身室,東京灣及新宿的高層大廈是不俗之選,而這些物業,售價由300萬至400萬港元起。

紐約

紐約物業價格有很大差距,視乎它們位於曼哈頓的上城、下城抑或中城。

1,000港元可於曼哈頓下城及中城買入一個單位。一個700平方呎的豪華一房單位,大廈設有櫃台服務及健身室,售價介乎800,000萬至120萬美元(624萬至936萬港元)。

Extell’s One Manhattan Square是一座位於曼哈頓下城東部的多層大廈。單位售價由800,000美元至900,000美元起(約700萬港元),一般價格為120萬美元 (940萬港元)。

茜安妮表示,美國物業市場愈來愈受中國買家歡迎,他們的興趣更超過了來自香港及新加坡的買家,主要由於他們的子女於美國受教育帶動需求。

波士頓

美國東岸的波士頓亦經過很大變化。當地有哈佛大學及麻省理工,有子女於當地入學的投資者,都會在當地置業供子女居住。

Echelon Seaport位於波士頓海港區,兩幢21層高的住宅大廈,提供447個豪宅單位。項目有3個泳池、天台花園、健康及水療中心、健身室、高級零售商店及餐廳。一個700平方呎的一房單位,約值900萬港元。

迎接未來

各大城市熱門區域中,價值約1,000萬港元的豪宅物業,有不錯的升值潛力。當你等待物業升值時,租務需求一直強勁,不愁沒有穩定的租金收入。想入市的話,請看我們的清單。

請查看我們的國際住宅物業服務網頁,或聯絡Annie-Marie Sage。

15 Oct 2019

Hong Kong’s residential property market is renowned for being one the world’s most expensive. So how do the hottest property markets overseas measure up to Hong Kong’s in terms of price range, size and facilities?

We set out to discover what HKD 10-12 million would buy you around the world.

For that price in Hong Kong, you could purchase a new, 500 sq ft, 2-bedroom apartment in Kai Tak or Tsuen Wan, or a 700 sq ft, 3-bedroom apartment in an older building in Sai Wan Ho. The facilities at Hong Kong’s newer buildings include a clubhouse, gym and outdoor pool. The city’s older buildings will have fewer facilities but perhaps more spacious layouts and higher ceilings.

The same budget would buy a luxury apartment in London, Manchester, Berlin, Tokyo, or on the East Coast of the U.S., such as in New York or Boston.

London

The UK’s capital city has traditionally been a top choice for Hong Kong investors and, in recent years, mainland Chinese, who are on the look-out for overseas opportunities to diversify their property portfolios.

Central London boroughs like Westminster and The City of London are the most popular, thanks to their iconic London views, numerous Zone 1 transport connections, and proximity to some of the world’s best theatres and restaurants. A luxury 1-bedroom, 600 sq ft apartment with a Juliette balcony in these areas will cost you around GBP 1 million (HKD 10.2 million). Facilities in new builds include concierge service, a clubhouse with cinema room and gym, and residents’ lounge.

A little further east in Zone 2, your money will go further. GBP 1 million will buy you a 2-bedroom apartment of around 800 sq ft in a luxury high-rise, complete with leisure facilities and fantastic views of London landmarks such as the London Eye and The Shard.

New developments in Zone 2 are often built around parks, plazas and shops. The regeneration of large swathes of this part of East London has given rise to excellent community facilities, including sports centres, museums, theatres, art galleries, and even a boating lake.

 

Canary Wharf, now London’s major business and financial district, is home to a cluster of luxury property developments, as well as stylish wine bars, restaurants, and Canada Square Park, which hosts summer concerts and a winter ice-skating rink.

“A 2-bedroom, 700sq ft luxury apartment on the waterfront with a balcony at the Canary Gateway is priced at GBP 470,000 (HKD 4.8 million),” says Mandy Wong, our Head of International Residential Property Services, Hong Kong. “That means you could buy two apartments there compared to just one in Hong Kong.”

Manchester

Manchester has undergone a complete transformation over the past 10-15 years. It’s become the North of England’s entertainment and cultural hub, and many tech companies have relocated to this thriving metropolis.

“Manchester apartments are of a similar size to those in London, but they are much less expensive. For the equivalent of HKD 10-12 million (GBP 980,000-GBP 1.17 million) you can buy a penthouse near the city centre,” says Anne-Marie Sage, our Head of International Residential Property Services, Asia. “Investors typically purchase flats priced between GBP 200,000 and GBP 400,000 (HKD 2-4 million).”

An exciting residential development in the heart of the city centre is Manchester New Square. Its three 12-15 storey buildings are set around landscaped gardens, with artisan restaurants and shops nearby. Here, a 1,000 sq ft, 3-bedroom luxury apartment would cost you GBP 466,500 (HKD 4.8 million).

On a smaller budget of around GBP 200,000, you can purchase a 700-1,000 sq ft flat with 2-3 bedrooms in an older building, or a 500-600 sq ft, 1-bedroom flat in a newer building. 

And it’s easy to rent investment properties in Manchester. “It takes an average of just nine days to find new tenants,” notes Wong.

Berlin

Berlin has also undergone a major transformation in recent years, attracting throngs of young working professionals. That makes it a solid investment choice with potential for “sizable return on investment,” says Sage.

The city bears all the hallmarks of a booming property market: the new Berlin Brandenburg international airport is likely to open in 2019 and many industries have moved to the city, especially the technology sector. It also has a flourishing entertainment and cultural scene. The Mitte, the historical heart of Berlin, is home to art galleries, museums, theatres, clubs, Humboldt University, the railway station, the Brandenburg gate, Berlin Cathedral, and The Reichstag.

In the city centre, Berlin Mitte, EUR 600,000–700,000 (HKD 5.5–6.4 million) buys a 1,000 sq ft, 3-bedroom apartment in a new luxury building, overlooking the River Spree. A penthouse with 3-4 bedrooms is still within our budget, priced at EUR 1.2 million (HKD 11 million). However, buyers typically invest much less, paying EUR 400,000 (HKD 3.66 million) for new apartments with concierges and 24-hour security.

Luisenpark Berlin-Mitte is being developed as a new residential quarter between the city’s two most iconic squares, Alexanderplatz and Potsdamer Platz. Parkside House is close by. Scheduled for completion in 2019, a 1,000 sq ft, 4-bedroom apartment in this luxury development costs EUR 569,000 (HKD 5.21 million).

Tokyo

Tokyo has always been a popular choice for property investors in South East Asia. Interest is expected to pick up now that the city is hosting the 2020 Olympics, with investments anticipated to improve its infrastructure.

Since Japan’s asset price bubble burst in 1992, few luxury apartments have been built. So when luxury developments do come onto the market in prominent districts, such as Shibuya, Omotesando and Aoyama, they tend to be snapped up by investors from Hong Kong and elsewhere.

Property prices across Tokyo vary greatly. In Shibuya―a popular nightlife spot and trendy shopping district famous for its busy pedestrian crossing―a luxury 1-2 bed, 800 sq ft apartment with a balcony, close to the railway station, starts from HKD 10 million. In Chuo-ku, historically the main commercial centre of Tokyo, a 3-bedroom, 900 sq ft apartment within the luxury 14-storey Premist Nihonbashi Hamacho-Koen residential block is HKD 8 million.

Facilities in new buildings generally include a concierge, well-decorated lobby, residents’ lounge, and Japanese Zen garden. If you are looking for club house facilities, including a gym, you’ll find them in new high-rise buildings located in Tokyo Bay or Shinjuku. Here, prices for units start from HKD 3-4 million.

New York

Prices vary greatly in New York, depending on whether the property is located in Upper, Lower or Midtown Manhattan.

HKD 10 million could buy you an apartment in Lower Manhattan or Midtown. One-bedroom, 700 sq ft luxury apartments in buildings with concierge service and gyms sell for between USD 800,000 and USD 1.2 million (HKD 6.24 million and HKD 9.36 million).

At Extell’s One Manhattan Square, a condominium tower on the Lower East side of Manhattan, prices started at around USD 800,000 to USD 900,000 (HKD 7 million), with units priced on average at USD 1.2 million (HKD 9.4 million).

“The U.S. is more a more popular market for mainland Chinese buyers, than those from Hong Kong or Singapore,” observes Sage. “The main reason end-users buy properties in the U.S. is that their children are being educated there.”

Boston

Further up the U.S. East Coast, Boston has undergone tremendous regeneration. It is particularly attractive for investors seeking properties for their children to live in while studying at the city’s world-famous universities, such as Harvard and Massachusetts Institute of Technology (MIT).

One popular choice is Echelon Seaport, a large-scale condominium development located in the heart of Boston’s Seaport district comprising two 21-storey buildings offering 447 luxury condominiums. The development boasts three pools, a roof garden, health club and spa, fitness centre, and luxury retail shops and restaurants. A 700 sq ft, one-bedroom apartment is priced at HKD 9 million.

Fit for the future

Bought for around HKD 10 million, luxury apartments in highly sought-after urban districts worldwide have great potential for capital appreciation. While you wait for prices to rise, there is no shortage of demand for leasing apartments in these first-class cities, so you can look forward to a comfortable rental income.

Looking to buy? Check out our listings.

For more information, visit our International Residential Property Services webpage, or contact Anne-Marie Sage.

04 Dec 2019

City North is a mixed-use development and a joint venture between Telford Homes and the Business Design Centre Group. Set across four sleek and stylish buildings, this exclusive collection of spacious suites, 1 to 4 bedroom apartments, duplexes and penthouses is only 15 minutes from the heart of the City of London. Homes are ready for occupation and can benefit from the Stamp Duty Holiday.

The Capital on its Doorstep

Finsbury Park is one of the best-connected neighbourhoods in North London, and its station is only a minute’s walk from City North. The new western entrance to the tube and rail station created as part of the City North development provides easy access to the Victoria and Piccadilly line – it only takes 4 minutes by tube to King’s Cross and 9 minutes to Oxford Circus.

City North is set amongst some of London’s finest outdoor spaces. As well as having the 110-acre Finsbury Park on its doorstep, residents may explore the natural beauty of the 4.5 miles Parkland Walk, which takes them along the course of a tree-lined former railway line to Highgate. The East & West Reservoirs are close by for walks, watersports and open-water swimming. Other facilities in Finsbury Park include Outdoor Gym, Athletics Track, Cycling, Tennis Court, Café and Art Gallery.

Finsbury Park and the neighbouring Stroud Green are a major destination for foodies, attracted by the excellent range of cuisine on offer. From mouth-watering tapas at La Fabrica, through to sensational Lebanese dishes at My Cottage Café, residents will find great food for every mood and occasion.

A New Home for Cultural Excellence and Exclusive Leisure

Set to become a destination in its own right, City North is the focal point of a ground-breaking regeneration that is transforming the area. It is located in a centre of excellence for the art world, featuring the recently created John Jones Art Building and the popular Park Theatre. There is also a multi-screen cinema, supermarket, fitness centre and a selection of retail and culinary experiences within easy reach.

The Pavilion at City North is a private residents’ landscaped roof garden of over 2,000 square metres. Providing an outdoor seating area with sweeping vistas across the capital – from Finsbury Park, The City to Canary Wharf. It features an attractive residents’ Wi-Fi Lounge which offers a tranquil haven to enjoy all year-round.

City North also offers a 24-hour concierge providing a hassle-free experience including restaurant reservations and taxi scheduling. Units at City North start from £530,000. For further information, please contact +852 3759 0909 or email irp.hk@ap.jll.com.

 

 

Disclaimer:

You should review all relevant information and documents carefully before making a purchase decision. If in doubt, please seek independent professional advice before making a purchase decision. Our sales representatives for overseas property work exclusively in relation to properties outside Hong Kong and are not to deal with Hong Kong properties, unless expressly stated otherwise, are not licensed under the Estate Agents Ordinance to deal with Hong Kong properties. * Prices correct at time of going to press. Prices subject to change without prior notice. ^Walking times and travelling times are approximate. Planning Permission no: P092492 granted by London Borough of Islington. Property ID Number: IRP_N_101_00085. Acquiring interest in an apartment in the building with 999-years leasehold. The last updated date: 29.03.2021. 

29 Mar 2021

My vacation in Lisbon was almost by accident and almost shouldn’t have happened. For the winter of 2018, I had planned to traverse the North African country of Morocco, spending time in Marrakech before tackling the Atlas Mountains, Sahara Desert and then enjoying the cultural parts of the ancient city of Fes.

One of the last things to get planned was where to stay on the way back from Morocco. It was decided that we spend a week in Lisbon, with it being a hub of connections to the Middle East and other major destinations. My time in Lisbon has ultimately led me to say that it is a highly underrated and often overlooked European destination.

 

The Old Town District, Alfama

We decided to stay in the neighborhood of Alfama, the old town district. Plenty of character, old buildings, narrow cobbled streets. Instead of a hotel, we chose a 2-bedroom serviced apartment which was newly refurbished. Although the building had plenty of character and all appliances worked brilliantly, it was still an older building with no lift (we lived on the top floor) and only a narrow staircase to walk up. I certainly see why new-builds with an elevator would be in high demand in Lisbon.

A Gourmet Journey of Portuguese History and Influences

I think many people will agree with me that exploring new cuisines is one of the best aspects of travelling. In Portugal, it is impossible to avoid cod and sardines, cooked in a thousand different ways. Overall, I found the food to be incredibly good and it was very interesting to taste Portuguese history and influences from around the world in its cuisine. For foodies, I recommend spending a good amount of time at the Timeout Food Market, which showcases food from the best restaurants and chefs from around Portugal, as well as artisanal food products from around the country. The food market nature of the area means that everyone is free to explore and choose what they would like to eat, so definitely go with a group.

 

 

After spending more than a week in Morocco, I was looking forward to having a drink and thankfully, I found that Lisbon has some great places to grab a cold drink. I caught up with friends in a local restaurant run by grandpa and grandma trying to order despite the language barrier. I would always recommend being adventurous and going to small restaurants without flashy advertising. In terms of nightlife, my favorite memory was seeing a hole in the wall (literally), which turned out to be a speakeasy bar (called Ulysses), run by a Portuguese/Canadian who used to be a professor at my university! It was a really interesting find, offering guests bespoke cocktails with no menu. The bartender asks what you like and then makes you a cocktail on the spot. It seats a maximum of eight people, and that is a tight fit! All in all, given the quality of the food, I found myself spending roughly half the amount as I normally would for dining out as when compared to London or Amsterdam.

Sightseeing

I found getting around Lisbon to be very convenient. I prefer walking around a city when I am traveling, and Lisbon was no exception as it gives a better perspective of the place you are visiting. However, using the Metro is also very straightforward and convenient. I would highly recommend taking the #28 tram as it goes through some of the narrowest parts of town and has a stop in Lisbon’s very own Chinatown – just beware of pickpockets!

 

 

One of the highlights of walking around Lisbon was getting to see the various architectural styles that the buildings have to offer. My personal favorite was noticing the intricate details of the Azulejo tiles (brief history, 13th century, etc.). It is interesting to see the different drawings and colors that occur throughout the city. You will sometimes also see these designs in the interiors of fancy cafes.

 

 

As for getting a taste of the Christmas spirit in Lisbon, hang-out in Praca do Comercio – pedestrian-only streets with little stores and sidewalk cafes.

To enjoy a bit of the trendy lifestyle that Lisbon has to offer, I would spend some time shopping in Chiado, a traditionally wealthier part of the city. The neighborhood has stylish shops, local brands and very trendy cafes and restaurants.  

For a great vantage point to admire the city and coastline, I decided to pay a visit to the Castelo de S. Jorge. Walking up through Alfama was an interesting journey of seeing how the old town was built and how it compares to the rest of the city. On the way down, there are plenty of cafes to which you can have a pitstop and enjoy an espresso with a pastel de nata (egg-tart).

 

 

Laidback City with Incredibly Friendly People

My overall impression of Lisbon is a very laidback city with incredibly friendly people. It is quite cheap compared to other ‘major’ European countries and I can definitely see why young people from other European cities would consider living here. You can feel people here like to enjoy life. In my European travel experience, there are only a few cities where you can genuinely feel the vibrant colors of the city – Lisbon is definitely one of these rare cities. A place full of history and character, I would love the opportunity to go back and explore Lisbon more in-depth as well as other parts of Portugal.

 

25 Mar 2021

Shibaura is located in the Minato ward of Tokyo, Japan, and also in the southeast district of ​​the busy Yamanote Line, accessible from Tamachi Station. As the starting point of Rainbow Bridge that connects to the entertainment hub of Odaiba, Shibaura was developed into a residential and commercial area in the early 2000s. Many corporate headquarters are located in this area. Along with the vigorous development in recent years, the area has complete facilities, including parks, schools, supermarkets, etc. The bay area is now a very popular middle-class residential area.

 

From Tamachi Station

 

The Shibaura area is extremely well-connected. The area is reachable from Tamachi Station on the Yamanote Line and Mita Subway Station. By using the subway Mita Line and Asakusa Line’s Mita Station, there are 5 stations directly to Tokyo Commercial Center (Otemachi). The famous Tokyo university "Keio University" is near Mita Station, so this area is also very popular with university students.

 

Keio University

 

From the Tamachi Station, walk along "NAGISA Avenue" to the direction of Rainbow Bridge. You will find supermarkets, restaurants and drug stores along the road. The Shibaura Canal Festival is held here in Shibaura Shopping Street every year at the end of September.

 

 

Near "NAGISA Avenue", you will see a five-story transparent glass building. This is "SHIBAURA HOUSE" designed by the famous architect, Kazuyo Sejima. The first and second floors of the "SHIBAURA HOUSE" are open to the public on weekdays. This is a place where people can work, read books, and eat in order to promote exchanges among the residents in Shibaura.

 

 

Continue walking towards Rainbow Bridge and we will arrive at Shibaura Island. The 4 high-rise residential buildings here are representative of Shibaura's high-end residential buildings. Here you will find canal cafes, restaurants and a 24-hour supermarket.

 

Shibaura Island

 

24-hours supermarket

 

Canal side

 

 

Shibaura South Port Park is a marine park under the Rainbow Bridge. You can enjoy the bridge, Tokyo Bay and the night view up close. It is also the place where Tokyo people will come to enjoy the first sunrise of the new year on January 1. The park has open spaces such as benches and a sports plaza where you can play baseball and football. A 3-minute walk from Shibaura South Port Park is the entrance of the Rainbow Bridge Walkway. The walkway is about 1.7 kilometers long. It takes about 20-30 minutes to complete the walk. The walkway is divided to the left and right sides (north and south). The north side faces Harumi Toyosu, where you can see the Tokyo Tower; the south side faces Odaiba. If you come to Tokyo for a trip, you might as well visit the Rainbow Bridge Walkway!

 

 

From the rooftop garden of Branz Tower Shibaura, you can enjoy a 360° panaromic view of the bay area. Towards the East, you can appreciate the Rainbow Bridge and mesmerizing sunrise. Towards the West, there is the iconic Tokyo night scene.

 

 

For further information, please click here or contact +852 3759 0909, irp.hk@ap.jll.com.

 

 

Disclaimer

Purchasing uncompleted properties situated outside Hong Kong is complicated and contains risk. You should review all relevant information and documents carefully before making a purchase decision. If in doubt, please seek independent professional advice before making a purchase decision. Our sales representatives for overseas property work exclusively in relation to properties outside Hong Kong and are not to deal with Hong Kong properties, unless expressly stated otherwise, are not licensed under the Estate Agents Ordinance to deal with Hong Kong properties. Planning Permission no: 300359 (10th Sep 2018) granted by UHEC. Acquiring interest in an apartment with freehold. Property ID Number: IRP_N_101_2285. Last updated date: 15.03.2021

 

 

 

 

15 Mar 2021

With the British pound at a 31-year low, there are immediate advantages to investing in the UK market. The currency exchange means you can get a lot more for your money. Add to that low interest rates, and the supply/demand imbalance and the returns on investment look promising, thanks to stable home prices and rentals.

You can start earning a rental income immediately by buying secondary stock.

So, what should you look for when buying a completed property?

•     Length of lease – check this is reasonable. Over 100 years is acceptable.

•     Age of building – remember that while a completed property may not be in the same pristine condition as a new one, you will be able to add equity by renovating to improve its condition.

•     Organise your finances – having an Agreement in Principle arranged with your bank or mortgage lender will put you in a stronger position than other buyers as you will know how much you can borrow, without affecting your credit score.

•     Service charge - this is often lower with an older property, potentially increasing the investment yield. 

•     Resale potential – consider the property’s aspect and view and how it may be impacted in future as this will affect its value. This is easier to judge when a property is completed and can be viewed, and is a very important consideration in areas like Canary Wharf.

•     Move quickly once you’ve put an offer in.

Investment Opportunities

Unison, Churchway, London, NW1

-             One-bedroom apartment

-              6/F, 506 sq ft,

-              Price from £720,000

-              Great location in Zone 1, only 3 minutes’ walk to Euston station and a short walk to Regent’s Park

-              Close to University College London and the British Library

-              Excellent rental investment opportunity or for use as a pied-a-terre

Horizons Tower, Yabsley Street, London, E14

-             Stunning two-bedroom apartment with two bathrooms

-              6/F

-              Price from £600,000

-             Balcony with excellent view

-              Private residents’ gym

Craig Tower, Aqua Vista Square, London E3

-             One-bedroom apartment

-              570 sq ft

-              Price from £350,000

-             Courtyard and canal views

-              Situated in trendy Bow, minutes from Canary Wharf’s financial centre

-              Apartments are finished to the highest standard

-              Currently let for 1 year

For JLL International Residential Property listings, please click here.

For more information on investing in overseas homes, visit our dedicated webpage, or contact us at +852 3759 0909 / irp.hk@ap.jll.com or click here for enquiries. 

15 Oct 2019

有意購買已完工的英國物業?
英鎊跌至31年低位。以本國貨幣計算,英鎊的價格變得低廉,令投資英國立即變得便宜。英國目前的低利率,以及供求失衡,加上投資回報理想,令樓價及租金平穩發展。

你可購買二手物業從而立即賺取租金收入。不過,購買已完工的物業有甚麼值得注意的地方?

•     租約期 – 超過100年是合理水平。

•     樓齡 – 已完工的物業未必如新樓一樣完好如新,你或需要加添設施或裝修單位,改善物業的環境。

•     財務計劃 – 與銀行或按揭提供者達成原則協議,有助你了解自己的貸款額,同時不會影響信貸評級。

•     服務費 – 樓齡較大的物業一般較低,因此有利增加回報。

•     轉售潛力 – 考慮物業的坐向及景觀,以及未來會否改變。這樣會影響物業的價值。已完工的物業可以實地考察,這對金絲雀碼頭等地區的物業非常重要。

出價後就快速行動

投資機會

Unison, Churchway, 倫敦, NW1

-             一房單位

-              位於6樓,面積506平方呎

-              售價720,000英鎊起

-              位置倫敦第一區的優越位置,只需3分鐘步程即可前往尤斯頓站,攝政公園近在咫尺

-              鄰近倫敦大學學院及大英圖書館

-              提供優越租務回報或用作第二住宅

Horizons Tower, Yabsley Street, 倫敦,E14

-             兩房單位及有兩間浴室

-              六樓

-              售價600,000英鎊起

-             附設露台,外望開揚景觀

-              住客專用健身室

Craig Tower, Aqua Vista Square, 倫敦 E3

-             一房單位

-              570 平方呎

-              售價350,000英鎊起

-             庭院及運河景觀

-              位於堡區內,金絲雀碼頭一帶的金融中心近在咫尺

-              單位質素達最高水平

-              目前已出租1年

請按此查詢仲量聯行的海外住宅物業資料

如欲索取海外住宅物業的資料,請查看專用網頁,亦可致電+852 3759 0909 ,電郵至irp.hk@ap.jll.com或按此查詢。

15 Oct 2019

2020 will be here before we know it—and with it, Tokyo will welcome the Olympic Games. As the city looks forward to hosting the event, with all the tourism benefits it will bring, Japan’s housing market remains upbeat.

Strong capital appreciation, stable rental yields, a weakening yen, and buoyant demand continue to attract international investors to buy Japanese homes.

Japan’s overall residential property price index rose by 4.7% in January 2017 from the same period last year, according to the Ministry of Land, Infrastructure, Transport and Tourism (MLIT).

In Tokyo, existing condominium units’ average prices rose by 3.1% during the year to end-Q1 2017, according to the Land Institute of Japan (LIJ).

That’s why Mandy Wong, Head of International Residential Property Services at JLL Hong Kong, believes international buyers should consider what investing in Tokyo could mean for them.

“The Bank of Japan’s negative interest rate policy, coupled with the relatively weak yen, means that overseas investors can make substantial returns," she says.

The current appeal lies in the positive yield spread between real estate assets and the cost of capital. Banks are left with few investment alternatives than to lend to real estate at “ridiculously cheap” rates, according to research from Price Waterhouse Cooper Asia Pacific.

High housing occupancy levels and stable rents offer investors a steady income stream, with returns looking especially promising on properties in areas such as Shibuya, the wealthiest of Tokyo’s five central wards.

Shibuya is being heralded as Japan’s Silicon Valley, attracting demand from the country’s fast-evolving tech industry. Designated a “national strategic special zone”, it is now is undergoing rapid change. Large office and retail redevelopments are re-establishing it as a major business and retail centre.

Shibuya enjoyed the highest nominal wage growth from 2010 to 2016, according to data from Ministry of Internal Affairs Japan. In turn, this increase in earnings is expected to drive demand for purchasing and renting higher quality housing in central Tokyo.

To meet that demand, several new residential developments are already under construction in Shibuya, with some expected to launch to the market as soon as 2020.

For JLL International Residential Property listings, please click here.

For more information on investing in overseas homes, visit our dedicated webpage, or contact Mandy Wong

15 Oct 2019

2020年奧運會將於東京舉行。東京目前已大力準備,當地的住宅市場前景,預料會受惠於旅遊業興旺而變得樂觀。強勁的資產升值、穩定的租務回報、日圓疲弱以及有利可圖的市道,吸引國際投資者來日本置業。

日本國土交通省的資料顯示,2017年1月,日本整體物業價格比去年同期上升百分之4.7。另外,東京的住宅單位價格,至2017年首季尾的過去一年內,上升了百分之3.1。

仲量聯行港區董事兼國際住宅物業服務主管黃嘉欣認為,海外買家可考慮在東京置業,因為可以帶來豐厚回報。她說:「日本銀行負利率措施,加上疲弱的日圓,可為海外投資者帶來不俗回報。」

羅兵咸永道的研究顯示,目前的吸引力在於物業及資產成本的利差。除了以低利率借款投資物業外,銀行只有少量投資選擇。

入住率高企及穩定的租金回報,為投資者提供了穩定收入。涉谷是東京中央五個區域中最貴重的地段,其物業回報更是可觀。涉谷獲譽為日本的矽谷,是國內科技企業的集中地。東京都是其中一個日本政府提出的國家戰略特區,計劃下的區域正面臨快速轉變。大型辦公室及零售物業重建,將帶領該區成為主要的商業及零售用地。

日本總務省的資料顯示,自2010年至2016年,涉谷有最高的名義工資增長,連帶提高了購買及租用東京中部高質物業的需求。

為應付需求,涉谷不少新建設已經動工,最快預料於2020年落成。

按此查看仲量聯行國際住宅物業的資訊。

如欲投資海外物業,請查看有關網頁,或聯絡黃嘉欣

15 Oct 2019

東倫敦的住宅物業市道一直落後於其他區域。隨著該區更新面貌,買家及業主湧至該區尋找機會,令東倫敦成為新興住宅物業區域。由政府帶領市區更新項目,成功提升東倫敦的面貌,為泰晤士河兩岸的區域,提供了物業增值的機會,增幅更會超過其他區域。

 

仲量聯行國際住宅物業部主管Caroline Palmer表示,東倫敦有較佳的投資增長回報,而且交通及社區設施大大改善,是買家尋找未完成項目的理想地段。住宅市場轉售市場中,我們見到有不少單位改頭換面,而且接近完成。較遲才完工的項目,亦幾個月後也同樣落成。買家很樂意買下單位投資,我們需要不少單位用作轉售,目前於史特拉福的次級銷售市場規模有限。

 

英國住宅研究部董事 Neil Chegwidden 指出,市場將會適應新的政治及經濟環境,而東倫敦的市道將回到英國脫歐前的狀態。

 

眾所週知,物業買家及投資者都希望尋中倫敦以外較有價值的物業。由現時直至2021年,倫敦每年缺少約20,000個單位,而東倫敦正是新供應的來源。不過,不僅是物業市場向東倫敦推進,不少企業都打算於該區設置辦公室。

 

倫敦眾多區域中,斯拉福特擁有最多租金及樓價相宜的物業。東倫敦其他區域,包括金絲雀碼頭 – 它會受惠於橫貫鐵路通車後大大縮減行車時間 -- 皇家碼頭、堡區、景寧鎮及薩里碼頭,都是樓價上升的區域。

 

仲量聯行位於這些區域的單位中,開放式間隔售價由33萬英鎊起;一房單位41萬英鎊起;兩房單位61萬鎊起,而三房單位則由70萬鎊起。英國脫歐後,英鎊兌其他主要貨幣呈現弱勢。脫歐前景漸見明朗,是投資倫敦物業的理想時間。我們預期今年物業價格維持穩定,對一手及二手物業的需求會略為增加。

 

大倫敦區的租金預測,預料由2017年至2021年間,每年有百分之19.9的增幅,較中倫敦的百分之13.1高。至於樓價,大倫敦區會有百分之19.2的增幅,而中倫敦則有百分之15.8。東倫敦物業的平均呎價為625英鎊,是倫敦最低的區域,更只及中部及西南部三分之一。這些區域的平均呎價為1,750英鎊。

 

Neil Chegwidden 表示,與貴價區域相比,過去幾年價格較低的區域有資產增值較大。從前較少人注目的地區,現時需求愈來愈高。

 

為手購買轉售物業? 有不少理由支持於轉售市場買賣倫敦物業。

 

Caroline Palmer認為,買家或未有於物業推出時購入單位,但其後了解到物業的增值空間,一如史拉福特,他們將會有興趣投資該區。物業進入轉售市場,因為舊業主於物業完工前已獲得可觀回報。因此他們會投資其他項目,或避免項目完工而要支付按揭及印花稅。

 

Caroline Palmer又透露,如果買家於斯拉福特以36萬英鎊買下單位,他只需要於完工前支付百分之10的訂金,但現時或升值至41萬鎊。物業投資附帶風險,但轉售市場是逃生門。如要獲利,最重要是把握時機。

 

如欲獲得更多國際物業轉售服務的資料,請聯絡Caroline Palmer。

15 Oct 2019